/* WEB INOVANT REFUND POLICY PREMIUM V1 */
.wrp-policy{--n:#061b38;--b:#0875e8;--m:#62778e;--l:#dce8f3;--o:#ff9e22;color:var(--n);overflow:hidden}
.wrp-hero{position:relative;padding:96px 0;background:radial-gradient(circle at 83% 9%,#d1f1ff 0,transparent 29%),linear-gradient(135deg,#f9fcff,#edf7ff)}.wrp-glow{position:absolute;width:580px;height:580px;right:-240px;top:-310px;border-radius:50%;box-shadow:0 0 0 100px rgba(8,117,232,.025),0 0 0 200px rgba(8,117,232,.015)}
.wrp-hero-grid{position:relative;display:grid;grid-template-columns:1.08fr .92fr;gap:68px;align-items:center}.wrp-eyebrow{display:flex;align-items:center;gap:8px;color:var(--b);font-size:10px;font-weight:900;letter-spacing:.13em;text-transform:uppercase}.wrp-eyebrow i{width:7px;height:7px;border-radius:50%;background:var(--o);box-shadow:0 0 0 4px rgba(255,158,34,.12)}.wrp-eyebrow.light{color:#7fc8ff}.wrp-hero h1{font-size:clamp(50px,5.4vw,78px);line-height:.98;letter-spacing:-.055em;margin:18px 0 22px}.wrp-hero h1 em{font-style:normal;color:var(--b)}.wrp-hero p{font-size:16px;line-height:1.75;color:var(--m);max-width:760px}.wrp-meta{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;margin-top:27px}.wrp-meta span{padding:13px;border:1px solid var(--l);border-radius:13px;background:rgba(255,255,255,.84)}.wrp-meta small,.wrp-meta b{display:block}.wrp-meta small{font-size:7px;color:#8797a8}.wrp-meta b{font-size:10px;margin-top:3px}
.wrp-summary{padding:27px;border-radius:27px;background:linear-gradient(155deg,#061a38,#0a4b9d);color:#fff;box-shadow:0 34px 80px rgba(5,58,125,.19)}.wrp-summary>small{font-size:8px;color:#70bdff;font-weight:900;letter-spacing:.1em}.wrp-summary ul{list-style:none;padding:0;margin:20px 0 0}.wrp-summary li{padding:15px 0;border-top:1px solid rgba(255,255,255,.1);display:grid;gap:4px}.wrp-summary b{font-size:12px}.wrp-summary span{font-size:9px;line-height:1.55;color:#b4c8dc}
.wrp-intro{padding:65px 0;background:#f6f9fc}.wrp-intro-grid{display:grid;grid-template-columns:.75fr 1.25fr;gap:60px;align-items:center}.wrp-intro h2{font-size:38px;line-height:1.05;letter-spacing:-.04em;margin:12px 0}.wrp-intro p{color:var(--m);line-height:1.75}
.wrp-content{padding:80px 0}.wrp-layout{display:grid;grid-template-columns:250px minmax(0,1fr);gap:60px;align-items:start}.wrp-nav{position:sticky;top:110px;padding:14px;border:1px solid var(--l);border-radius:17px;background:#f8fbfe;display:grid}.wrp-nav a{padding:9px 10px;border-radius:9px;color:#557089;text-decoration:none;font-size:10px;font-weight:800}.wrp-nav a:hover{background:#eaf5ff;color:#0872e6}.wrp-article{max-width:900px}.wrp-article section{padding:0 0 48px;margin-bottom:48px;border-bottom:1px solid #e4ecf3;scroll-margin-top:120px}.wrp-number{font-size:9px;color:#0872e6;font-weight:900}.wrp-article h2{font-size:33px;line-height:1.12;letter-spacing:-.035em;margin:8px 0 18px}.wrp-article p,.wrp-article li{font-size:13px;line-height:1.78;color:#4f667d}.wrp-article ul,.wrp-article ol{padding-left:21px}.wrp-article li{margin:8px 0}.wrp-article a{color:#0872e6}.wrp-callout{padding:18px;border-left:4px solid #0872e6;border-radius:0 13px 13px 0;background:#f1f7fd;margin:18px 0}.wrp-callout b{font-size:13px}.wrp-callout p{margin:5px 0 0}.wrp-chip-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin:20px 0}.wrp-chip-grid span{padding:11px;border:1px solid var(--l);border-radius:10px;background:#fbfdff;font-size:10px;color:#526b82}.wrp-contact{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin:20px 0}.wrp-contact>div{padding:17px;border:1px solid var(--l);border-radius:13px;background:#f8fbfe}.wrp-contact small,.wrp-contact a,.wrp-contact b{display:block}.wrp-contact small{font-size:7px;color:#8797a7}.wrp-contact a,.wrp-contact b{margin-top:5px;font-size:11px;font-weight:900;color:#173750;text-decoration:none}.wrp-legal-note{padding:15px;border-radius:12px;background:#fff8e8;color:#765d2f!important;font-size:10px!important}
.wrp-final{padding:0 0 85px}.wrp-final-card{display:grid;grid-template-columns:1.2fr .8fr;gap:45px;align-items:center;padding:42px!important;border-radius:25px;background:linear-gradient(135deg,#061e47,#0877e6);color:#fff}.wrp-final h2{font-size:clamp(32px,4vw,50px);line-height:1.04;letter-spacing:-.04em;margin:12px 0}.wrp-final p{color:#c5dcf3}.wrp-final-card>div:last-child{display:grid;gap:8px}.wrp-final-card a{padding:14px 16px;border-radius:11px;background:#fff;color:#0758bb;text-align:center;font-size:11px;font-weight:900;text-decoration:none}.wrp-final-card a.outline{background:transparent;color:#fff;border:1px solid rgba(255,255,255,.3)}
@media(max-width:950px){.wrp-hero-grid,.wrp-intro-grid,.wrp-layout,.wrp-final-card{grid-template-columns:1fr}.wrp-nav{position:static;grid-template-columns:1fr 1fr}.wrp-chip-grid{grid-template-columns:1fr 1fr}.wrp-contact{grid-template-columns:1fr}}
@media(max-width:650px){.wrp-hero{padding:62px 0}.wrp-hero h1{font-size:43px}.wrp-meta,.wrp-nav,.wrp-chip-grid{grid-template-columns:1fr}.wrp-intro{padding:45px 0}.wrp-content{padding:58px 0}.wrp-final-card{padding:28px!important}.wrp-article h2{font-size:28px}}